How Ordinary Housewife however Was Running Secret ₤ 270k Benefits Scam
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There is absolutely nothing remotely uncommon about Angela Lloyd and Lee Phillips' semi-detached house on a quiet cul-de-sac in Merseyside.

And to the common eye, Lloyd appears like a regular middle-aged mum who works relentlessly to care for her sick partner.

So it was to the large shock of neighbours when authorities descended on their driveway to rob the couple's St Helens home.

Hiding behind the family's net curtains remained in fact a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer cash.

Lloyd, 58, sobbed 'Oh my god' as she was imprisoned today over a string of untruths consisting of using a dead woman's identity, making up 'bogus' medical conditions for her boy, and developing pseudonyms to work while declaring carers allowance.

Husband Phillips, 54, was likewise jailed after the pair's massive benefits scams was lastly exposed.

While the couple managed to siphon off their ill-gotten gains for years - neighbours have actually revealed to MailOnline the obvious ideas that the couple were running a fraud.

Angela Lloyd defrauded the taxpayer of ₤ 170k over a period of 11-and-a-half years. Detectives uncovered a web of lies including the development of pseudonyms to declare benefits

The scammer next door: The assuming semi-detached home Lloyd had actually moved into with Phillips. Phillips had actually stopped working to reveal this to the council when she moved in in 2018

Phillips envisioned in an Assistance for Heroes hoodie during a street party held for the late Queen's Diamond Jubilee. He is said to have played a DJ set at the occasion

Initially, neighbours on Birch Gardens were worried for the couple after Phillips was seen looking very frail as he would 'hobble' on his strolling adhere to satisfy his carers.

But they were then left puzzled when he was at other times found washing his BMW, driving, and even playing a DJ set for their street celebration for the late Queen's Diamond Jubilee.

Locals also informed of how there was 'always something dodgy' about Lloyd, which she would never ever look individuals 'in the eye', but would boast about 'secret ₤ 60k caravan' they would leave to on the weekends.

Lloyd was sentenced to 2 years after Liverpool Crown Court discovered she fraudulently pocketed almost ₤ 170,000 in benefits over a decade, and likewise helped Phillips falsely claim advantages worth ₤ 100,000, as reported by the Liverpool Echo.

When neighbours saw them leaving among their two cars and trucks previously today, they thought they were going off to remain at their secret caravan, only to find they were going to prison.

One neighbour informed MailOnline of the couple: 'I thought they were dodgy as he made a real show of not being able to walk whenever his carers were here.

'He was shuffling along and keeping his automobiles in the driveway before he took a very long time to get to his carer's cars and truck on his strolling stick.

'But the next thing I saw him washing his BMW in the driveway - he seemed to be strolling fine then.

'And he did a DJ set for the Queen's Jubilee celebration back in 2022. He had all the speakers out and everything.

'But after the police raid, they became more reserved and didn't state a lot to people.

'There was always something dodgy about her - she wouldn't look people in the eye and boasted about going to her ₤ 60,000 caravan however would never ever state where it was.

'They would take her teenage boy and disappear on a Thursday night and not get home up until Sunday.'

Phillips had fraudulently claimed ₤ 100k in PIP, housing advantages, work assistance allowance and council tax decreases that he was not eligible for. Neighbours told of how he would look 'frail' and 'hobble on a strolling stick' in the existence of carers, but at other times was seen 'strolling great'

Following the cops raid secret suburban street, neighbours were entrusted concerns regarding why the couple had been apprehended - and some declare Lloyd had later told them it was down to canine breeding.

But these concerns were lastly laid to rest on Tuesday when the court heard how Lloyd had declared a total of ₤ 169,394.15 which she was not received in housing benefits, carers allowance and individual independence payments over the course of 11-and-a-half years.

With the help of Lloyd, Phillips was likewise discovered to have illegally declared ₤ 100,980.71 through PIP, housing benefits, employment support allowance and council tax decreases given that 2018.

Olivia Beesley, prosecuting, outlined how the mom's elaborate fraud began when she falsely started declaring housing benefits for a caravan on Riverside Walk in Southport - which was found to be a 'fictitious address'.

She even made a phony occupancy agreement for the 'entirely fictitious caravan', eventually taking ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent home.

Then in 2018, she began making deceptive claims that her spouse required 'multiple daily carers to participate in to his requirements'. She reached using Phillips' sister Zoe's birth certificate to impersonate his sibling and claim that she was his primary carer.

She also lied that she was unable to work due to being a full-time carer, however was found to have been working under an incorrect identity Wendy Lloyd at care company Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.

In 2022, she started developing 'incorrect medical conditions' for her boy, declaring she had a carer called Joyce Bibby - a dead lady's identity. Nearly ₤ 10k in false special needs living allowance overpayments were claimed in relation to this.

She again used the deceased female's name as being her social employee to claim ₤ 13,526.70 of PIP, stating that she required carers due to 'health conditions'.

Neighbours informed of how Lloyd would boast about a '₤ 60k caravan' in a secret area that she never ever revealed, and would say they were going to remain at the caravan from Thursday to Sunday

One neighbour stated they saw the couple packing up on of their automobiles previously this week and presumed they were going off to their 'caravan', just to later find out they were off to jail

When MailOnline checked out Phillips' address in Birch Gardens which he showed Lloyd, neighbours revealed how the couple and her boy would supposedly go off to a on the weekends.

It is not understood whether this was the same 'fictitious caravan' which took place to have actually never existed, or an undoubtedly a separate, real caravan.

Leni Newton, 63, said: 'She informed people that the authorities raid was due to the fact that somebody had told on her for breeding border collie young puppies without a licence.

'I'm shocked they've been jailed. I believed they were all above board.

'I only saw them a couple of days ago leaving suitcases - I thought they were just going to their caravan.'

She added: 'I know they fulfilled as she was his carer. He was wed however Angela relocated. I thought she had resided in Southport.

'I did see his ex-wife parked up in the street watching his home when they split.

'She was clearly spying on them.'

Her partner David Manchester, 70, said: 'It's a huge surprise they appeared to be living a double life.

'There were a lot of cops came here.

'He was at the street party for the Queen however other times he did appear very frail.'

Hand in Hand homecare company confirmed to MailOnline that Lloyd had authentic references, DBS checks and training certificates in the name of Wendy Lloyd.

A representative said: 'We sacked her immediately when we learnt the reality.

'All her DBS and referrals examined out. The cops stated we had actually done absolutely nothing wrong.'

The court heard how Phillips also defrauded money from the public bag by stopping working to divulge the reality that Lloyd had actually moved into his home in 2018 - permitting him to continue claiming more than ₤ 13k in housing advantages and ₤ 2.2 k in council tax reductions.

He is likewise said to have 'overemphasized' his medical conditions and require for care, specifying that he was not able to do anything for himself.

He stated himself 'unfit for work' and failed to discuss his better half's wage - illegally stealing ₤ 51k in work support allowance.

However, Phillips declared that Lloyd had actually completed the form and had simply 'asked him to sign it'.

Phillips' counsel Jim Smith argued he has a 'complicated current history' of psychological health and disabilities consisting of neurological condition, stress and anxiety and anxiety.

He was likewise stated to have a pacemaker fitted and appeared in court in a wheelchair.

While Phillips had no previous convictions connecting to comparable matters, nevertheless Lloyd's rap sheet reveals previous entries for theft and dishonesty offences dating as far back as the 1980s - though her last appearance was in 2012.

Lloyd was jailed for two years after admitting 7 counts of scams by false representation, and Phillips was likewise seen wiping back tears as he was jailed for 20 months for fraud by false representation and 3 counts of dishonestly stopping working to reveal info to make a gain.
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Sentencing, Judge Simon Medland KC said: 'Over an 11-year period, or more than that, you, Angela Lloyd, managed to defraud the general public of just except ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year duration, you had about ₤ 20,000 each year which you defrauded from the public.

'For those who seek to defraud the public of scarce and valuable advantages which need to be directed to those who need them, not those who simply want to have them for factors of personal greed, that is a major offence devoted by each of you over a long duration of time.'
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